Barking up the wrong tree

Between 1994, when the legality of using domestic violence as insurance underwriting criteria was first recognized, and 2008, 42 states passed legislation that specifically prohibits the practice. And a 2008 report by the National Women’s Law Center pointing out that 9 states and the District of Columbia still didn’t have such legislation spurred several state insurance commissioners to respond with surprise and, even more importantly, with action. Arkansas passed a law in April 2009, and, as of October 2009, 4 more states have taken up the issue in their state legislatures: North Carolina, Oklahoma, North Dakota, and Mississippi. Still, that leaves some stragglers: in Idaho, South Carolina, South Dakota, Wyoming, and the District of Columbia, it’s not illegal to call domestic violence a pre-existing condition.

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